Protection

Protection tailored to your needs…

Your mortgage is just one of the monthly payments you need to consider when running a home. What about your day to day expenditure. utility bills, weekly shop, travel costs and childcare…

How would you cope?

It might be worrying to think about, but;

  • Could your partner or family cope if you were unexpectedly critically ill or were to die?
  • If you were unable to work could you afford to support your family or maintain you current lifestyle?

Access all areas…

We have access to a number of insurers and protection products to give you the peace of mind to ensure you are able to;

• Pay your monthly bills
• Stay in your home

and not rely on family members as a source of income, but maintain your independence.

 

What are the costs? What type of cover is available? Who can be covered?

Are just some of the questions that we know you will have…… The above is all based on personal circumstances and our detailed fact find conversations will highlight the above questions and tailor a solution to your individual needs.

All types of insurance and insurers have specific and sometimes complicated criteria that affects the level of cover you receive, the likelihood of being paid out and the price….. give us a call to arrange a meeting so we can explain all of these to you and give you professional advice on the suitable policies.

At Surrey and City we do not arrange unwanted insurance; we assess your needs and requirements and recommend a tailored policy and provider to match yours and your families individual circumstances.

The Small Print

As with all insurance policies, conditions and exclusions will apply.

The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.

Our fees range from £199 to £499 depending on your individual circumstances and will never exceed 1% of the loan.  We will also receive commission from the lender.