Expert Mortgage and Insurance Advice

At Surrey and City we offer outstanding mortgage and insurance advice to clients in Epsom, Cheam, Surbiton and Sutton. We are dedicated to ensuring that finding the correct mortgage solution is not as stressful and daunting as you first thought.

Our aim is to provide an unrivalled level of service, as well as, the best available package to meet your needs. Whether you are buying or re-mortgaging your home we are here to manage that process.

Mortgages for First Time Buyers or Home Movers

Buying your first Home or moving house is an exciting time that can be made stressful by exploring a maze of rates, schemes and options. Let us take that stress away, give us a call to have a chat. No pressure, no jargon just good quality advice.

Re-Mortgages for your Home

Whether you are re-mortgaging to reduce your monthly outgoings, improve your home, buy a new car or simply because your current deal is due to end. Let us discuss the different options you have and manage the process for you.

Buy to Let Mortgages

Whether this is your first time or if you are an experienced landlord or an “accidental landlord” that is letting their current property to buy a new home, we will discuss the changes in legislation and the costs involved to ensure you are making the right choice.

Protection Products

Although its scary to think about, your mortgage is just one of the monthly payments you need to consider when running a home. What about your day to day expenditure. Utility bills, weekly shop, travel costs and childcare…

The Small Print

Our fees range from £199 to £499 depending on your individual circumstances and will never exceed 1% of the loan.  We will also receive commission from the lender.

Your property may be repossessed if you do not keep up repayments on your mortgage.